Wells Fargo Autograph Review: Rewards And Fees

Wells Fargo Autograph Review: Rewards And Fees – Ryan is a former TPG credit card writer who has been in the points and miles world for several years and has published content on Miles to Memories, AwardWallet and The Points Guy. His wife came with him on many trips, and they enjoyed snowboarding, diving and seeing animals in the wild. When he’s not traveling, Ryan could field questions from his family about how often he travels and whether points and miles are illegal.

Credit card writer Danyal Ahmed is an avid traveler, averaging about 100,000 air miles a year. He routinely applies his credit card knowledge and expertise in his role as a credit card writer at TPG.

Wells Fargo Autograph Review: Rewards And Fees

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Best Wells Fargo Cards Of 2023: Which Wells Fargo Credit Card Is Best For You?

There are credit cards that offer purchase and travel protection as well as quality income categories, but they don’t have an annual fee. Plus, redemption is easy and simple with no point transfer requirements or complicated assessments. And it just launched a new, bigger welcome bonus.

The Wells Fargo Autograph℠ Card (see rates and fees) earns points in popular spending categories, and other cardmember benefits provide consistent value year after year.

Instant Welcome Bonus: Earn 30,000 bonus points when you spend $1,500 or more in purchases within the first three months of account opening. Points can be redeemed for Wells Fargo Rewards worth 1 cent each, making this bonus worth $300.

Earning Level: Earn 3 points per dollar in restaurants and takeout, catering and food delivery services; 3 points per dollar on travel, fuel and transit; 3 points per dollar on eligible streaming services and phone plans; and 1 point per dollar on other purchases.

Wells Fargo Autograph Card: Stronger With Transfer Partners?

Why we like it: It’s not often you see a no-annual-fee card that offers the ability to earn 3 points per dollar in common spending categories without any annual limits. It’s even rarer to see a card do just that and offer additional benefits. The usual offer on the Signature card is 20,000 bonus points, so the opportunity to earn another 10,000 points is not to be missed.

In addition to redeeming travel rewards, credit cards or gift cards at wellsfargo.com/rewards, you’ll enjoy several protections with your card. This includes secondary rental car collision damage coverage, travel and emergency assistance, roadside delivery and free access to your FICO credit score. You’ll also enjoy up to $600 in phone protection against damage or theft when you pay your monthly bill with the Signature Card. Note that there is a $25 deductible per claim with a limit of two claims in a 12-month period.

Finally, this card charges no foreign currency conversion fees when you use it outside the US, making it a great companion for your next international vacation.

Before you decide to apply for these additional offers, it is important to check your eligibility. On most Wells Fargo credit card applications, you’ll find:

Wells Fargo Active Cash Review: 2% Cash Rewards Card With Welcome Bonus

You may not be eligible for an additional Wells Fargo credit card if you opened a Wells Fargo credit card within the last 6 months. We may also limit the total number of Wells Fargo credit card accounts you have.

It’s rare to see a card with no annual fee that offers double insurance and strong earning categories. Fixed card redemption fees are an easy way to navigate how to use your points. In addition, the Wells Fargo Signature Card has a quality welcome bonus that you can easily redeem and get without significant spending.

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Wells Fargo Autograph℠ Card Full Review: Should You Get It?

Many or all of the products here come from our partners who give us a fee. That’s how we make money. But our editorial integrity ensures that our experts’ opinions are not influenced by compensation. Terms and conditions may apply to offers listed on this page.

The Wells Fargo Autograph℠ Card is a solid no-annual-fee rewards card with valuable benefits like cell phone protection and unlimited rewards potential. Cardholders can earn up to 3X points in many popular spending categories, including dining, public transit and travel, and gas stations. This gift card also has a decent welcome offer. Read our full Wells Fargo Autograph℠ Card review to find out if this is a good rewards card for you.

4.50/5 Circle the letter I. Our ratings are based on a 5-star scale. 5 stars is the best. 4 stars equals excellent. 3 stars is good. 2 stars is fair. 1 star is bad. We want your money to work harder for you. That’s why our rankings are biased toward deals that offer versatility while saving money. = Best = Excellent = Good = Decent = Bad

Credit Rating: Rounded with the letter I. Being in this credit range does not guarantee issuer approval. The application must be submitted to the publisher for a decision on potential approval. There are different types of credit scores and lenders use different credit scores to make lending decisions.

Wells Fargo Propel/propel World Card Being Discontinued, Forced Transition To Wells Fargo Autograph

Welcome bonus 30,000 points ($300 cash redemption value). You must select “Register Now” to take advantage of this special offer.

A credit number in a circle with the letter I in it. Being within this credit range does not guarantee issuer approval. The application must be submitted to the publisher for a decision on potential approval. There are different types of credit scores and lenders use different credit scores to make lending decisions.

Prize circle with letter I inside. Earn unlimited 3X points on restaurants, travel, gas stations, public transportation, popular streaming services and phone plans. Plus, earn 1X points on other purchases.

Welcome offer circle with letter I inside. Limited Time Offer: Earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months – that’s a $300 cash redemption value.

Best Travel Credit Cards For 2023

This credit card is great for: Consumers who want a card with no annual fee that earns unlimited rewards across a variety of spending categories, welcome offers, and valuable benefits like cell phone protection.

Limited Time Offer: The Wells Fargo Autograph℠ Card has a welcome offer of 30,000 bonus points, with a cash redemption value of $300. This offer is available to new cardholders after they spend at least $1,500 within 3 months of account opening.

Compared to other credit cards with no annual fee, this is a solid rewards rate. But the rewards don’t stop there. You’ll also earn 1 point for every $1 in other purchases made with your card.

The Wells Fargo Autograph℠ Card has an introductory offer of 0% APR on purchases. For the first 12 months of account ownership, you can earn 0% introductory APR on purchases made with your card. After that period, introductory rates of 20.24%, 25.24% or 29.99% Variable APR apply. This is a nice perk that can help you cover the cost of a large purchase while avoiding interest during the introductory period.

Reasons To Get The Wells Fargo Propel

Some rewards credit cards have limits on the number of rewards you can earn, but that’s not the case with the Wells Fargo Autograph℠ Card. You can earn unlimited rewards with this card, which is another reason why it made our list of the best Wells Fargo credit cards.

If you’re looking for a rewards credit card with no annual fee, the Wells Fargo Autograph℠ Card fits the bill.

If you pay your cell phone bill with the Wells Fargo Autograph℠ Card, you’ll get cell phone protection that covers accidental and accidental damage, theft and separation. This coverage does not apply to mysteriously lost phones.

Cardholders can earn a maximum of $600 per claim for eligible repairs or replacements and $1,200 in a 12-month period with a $25 deductible. This additional insurance coverage can be applied after all other insurances have been exhausted. This is a valuable benefit of a low-deductible credit card.

New Wells Fargo Autograph Card Expected To Launch In July

You can enjoy flexible redemptions with the Wells Fargo Autograph℠ Card. Options include redeeming rewards for gift cards, travel, statement credit, or you can use rewards to shop when you shop with PayPal.

If you want to earn rewards at a flat rate: The Wells Fargo Active Cash® Card earns 2% cash back on purchases. If you shop in multiple categories, this credit card earns rewards

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