Pet Insurance For Indoor Cats – Disclaimer: This is sponsored content. All opinions and views are those of the advertiser and do not reflect those of WFTS. Advertiser: Paradise Media.
It is estimated that 45.3% of American households have cats. Since 1998, the number of pet-owning households has increased by 25 percent, and the number of households requesting pet health insurance coverage has increased by 23.4 percent each year.
Pet Insurance For Indoor Cats
The right pet insurance for cats can save you thousands of dollars and give you peace of mind when caring for your cat. Still, buying the wrong coverage can cause stress and drain your resources. Pets Best is our top pick for the best pet insurance for cats.
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So how do you choose which policy is right for you? The best pet insurance providers are discussed below.
Before deciding on the best cat insurance policy, it is important to consider your financial constraints and your cat’s unique requirements. Insurance gives you peace of mind and financial protection if your cat has an unexpected health problem.
Cat owners looking for the most comprehensive coverage possible can check out Pets Best. Help us find a plan that covers your cat’s medical expenses while staying within your budget.
Pets Best is ideal for cats of all ages thanks to its flexible coverage and low discounts. There is also coverage for equipment and devices such as prosthetic limbs and wheelchairs.
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One of the disadvantages of Pets Best insurance is that it has a bilateral exclusion, meaning that if the hip dysplasia spreads from one side of the body to the other, the policy will not pay for it.
Military members, certain pets and annual dues are eligible for reduced prices. A maximum savings of 12% is allowed if you combine multiple offers. Unfortunately, these discounts are not available in every US state.
Pets Best is a great choice for cat insurance because the company has age restrictions; Kittens as young as seven weeks old are eligible for coverage.
Apart from being one of the few insurers that will pay for medical devices such as wheelchairs and prosthetics, there is no maximum age for insured cats.
Why Pet Insurance For Indoor Cats
There are several different insurance options available from Pets Best. However, it is not possible to change the customer’s plan before the renewal date.
You may have to wait up to 45 days for a claim to be paid, which is longer than the average time frame offered by other cat insurance providers.
Affordable and flexible cat health insurance is available from the American Society for the Prevention of Cruelty to Animals.
You can choose from different plans, such as those that pay for accidents, those that pay for accidents and illnesses, and those that pay for preventive treatment.
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Kittens and adult cats can get cat health insurance for congenital and hereditary diseases. If your cat has not shown any symptoms within 6 months, whether or not they are related to a previous illness or treatment, you will not be responsible for paying for problems after that period.
The ASPCA offers flexible, affordable insurance plans with a variety of coverage options and prices to fit any budget. Monthly premium payments incur a transaction fee instead of annual fees.
If you cover multiple cats with pet insurance for cats, the company will get a 10% discount on your annual rates.
The ASPCA pays for medical care whether your cat is born or has an illness. This includes treatments for pre-existing conditions that can be treated, such as stem cell therapy.
Odie Pet Insurance®
It can take up to a month to process a claim, which is a significant amount of time when trying to recover large expenses.
While Figo does not have maximum annual limits, it does have maximum lifetime limits. All costs associated with their plans are fully covered. However, these policies are often more expensive.
As a cat owner, you may be frustrated by limited preventative measures and restrictions on genetic diseases.
Figo has higher-than-average premiums, but no payment limits, low out-of-pocket costs, and no deductibles. For cats that require regular medical attention, the increased premium is preferable because it reduces the burden on the pet owners’ pockets.
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If you want to know if you qualify for any premium discount, you should contact customer service.
Figu’s benefits are higher than those offered by other plans and there are no annual limits on benefits. Unfortunately, hereditary conditions are not covered by these plans. In addition, Figo does not offer any wellness initiative.
Although there are several payment options available, there are no rider supplements for the Figo’s three insurance policies.
If you file a claim with your cat’s insurance company, you can wait about a month for a response.
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Additional feline prevention insurance plans, including vaccinations and wellness exams, are available in addition to Lemonade’s comprehensive insurance plan. It is a plus that claims are processed quickly when submitted. In addition, a charitable contribution is added from your earnings.
The cost of cat insurance plans offered by Lemonade for Cats is much lower than the standard rate generally charged in the industry.
Insurance for cats is much cheaper than the alternatives because some cat breeds qualify for cat insurance plans up to the age of seven.
Depending on your needs, you can customize your Lemonade insurance policy by adding optional riders. Lemonade plans are unfortunately not available in all states.
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All cats under the age of 15 are covered by Embrace’s accident and illness insurance plan. Unfortunately, only casual coverage is offered for senior animals.
If you’re looking for a premium cat insurance policy, look no further than Embrace with their annual Wellness Rewards contribution plan. In addition, the discount for these plans is reduced for several years without payment, and the trial period is 30 days.
A healthy cat can help you save on insurance premiums and deductibles with Embrace’s cat health insurance. As a benefit included in this health insurance policy, your deductible is reduced by $50 each year unless you file a claim for reimbursement.
Being involved with Embrace allows you to get all the discounts you are entitled to. There are discounts for workers and military, as well as a 10% reduction in premiums for those who insure multiple cats.
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Even as your pet ages, it’s still important to provide the care it needs. A cat’s health and safety declines as it ages. Fortunately, Embrace has a variety of plans that cover cats up to 15 years old. If your cat is older, an accident-only policy may be the best choice.
Embrace’s Healthy Rewards program is a cash alternative to traditional health insurance. Only dogs and cats can use this insurance policy.
This cat health insurance covers a variety of services such as vet visits, behavioral counseling, dental issues, cancer treatment, and diagnostic imaging such as MRIs.
With Fetch pet insurance, pet owners can rest assured that their boarding expenses will be covered up to $1,000 if they need to be boarded for medical treatment.
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The organization provides comprehensive information on their coverage, including a frequently asked questions section, as well as a mobile app that allows customers to manage their accounts, submit claims and upload medical records.
The cost of pet insurance plans offered by Fetch can vary significantly due to various factors such as the type of pet, age, breed, gender and location of the policy holder.
However, their prices are comparable to other similar companies. However, it has been observed that the price of large dogs can be much higher than competitors.
If you follow these guidelines, you can reduce the cost of pet insurance from Fetch:
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Fetch’s pet insurance policy is comprehensive and covers not only accidental injuries, but also chronic illnesses and genetic disorders.
The policy covers the cost of screening tests, emergency dental care due to illness or injury, prescription drugs, specialty care and alternative medicine up to the plan’s maximum annual limit.
When you buy Fetch’s annual accident and sickness policy online, you can choose from two options: $10,000 or $15,000.
However, if you buy by phone, there is no limit to the annual profit. Each year, you can itemize your deductible between $250 and $1,000 in $50 increments. In addition, reimbursable costs can range from 70% to 90%.
Pet Insurance For Cats
There is a mandatory waiting period of 15 days in all cases of illness. Accidents also require a 15-day waiting period. There is a six-month waiting period for cats with patellar tendinitis, hip dysplasia, or torn anterior cruciate ligaments.
If you are looking for cat insurance with unlimited coverage, spot pet insurance is a good choice. There are also lower out-of-pocket costs and free office visits. It is important to remember that a discount or reduced payment can lead to a higher premium.
Spot’s insurance policies don’t discriminate based on age, so even though older cats pay higher rates, your senior pet may still be covered. Anyone with comprehensive insurance doesn’t have to worry about paying anything out of pocket.
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