Auto Insurance For Military Veterans – Editor’s Note: This content was researched and produced by an expert review team. Links in this article may result in us receiving a commission but have no influence on our advice or recommendations. Learn more
If you are looking for the best car insurance for veterans and military families, we are here to help those who have served. Whether you serve in the Army, Marine Corps, Navy, Air Force, Space Force, Coast Guard, or another area of the Department of Defense, it is important to have the best car insurance at the best price.
Auto Insurance For Military Veterans
In this article, we look at several auto insurance companies that offer military discounts, international options, and other special accommodations. We’ll also look at the top five insurance providers for military members and veterans based on our industry research.
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Why You Can Trust In , we’re dedicated to providing car owners with the well-researched, fact-checked information they need to make good decisions about auto insurance. Our team analyzes supplier offerings and customer insights so you can feel empowered to make the best choice.
In order to make sure you get the best deal when shopping for car insurance, it’s wise to compare coverage options and quotes from a few providers. Use our free tool below to start comparing personal car insurance quotes from the top providers in your area.
In evaluating the top car insurance companies in the industry, we found many insurance providers that stand out for offering the best car insurance for veterans and active duty members.
Another provider you should consider is Wawanesa auto insurance. Because the Wawanesa area is only in Oregon and California, we did not include it in our list of the best auto insurance for veterans and military personnel. This provider is also a good choice if you live in those areas, because it offers different military discounts.
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To decide which company suits your needs, you should consider several points. First, you should look at the name of the manufacturer. You also want to check customer service conditions and the cost of a policy. From there, it’s a good idea to research available car insurance discounts and look at additional benefits. We’ve done the work for you and found that these five car insurance providers have the best car insurance for veterans.
Even though USAA doesn’t always offer discounts to service members, it’s still the most popular car insurance for veterans and military families. That’s because rates from USAA tend to be cheaper than rates from other companies, especially those that offer military discounts. With USAA, you also have the opportunity to work with people who know what veterans need and want from their insurance. USAA has an A++ financial strength rating from AM Best, so you know the company is on solid financial footing.
USAA also stands out for its customer service. The company has a Consumer Reports Reader Score of 92 – the highest of any property and casualty insurance company. It also has a score of 890/1,000 in the JD Power 2022 Auto Insurance Study, and a score of 875/1,000 in the 2022 JD Power Insurance Shopping Study.
That means most customers are satisfied with USAA’s claims process. You can make inquiries online or in the USAA app, and you can also call a phone number for immediate assistance. The USAA app has a Photo Evaluation Tool that you can use for certain types of questions, too.
Reserve And Guard
Another thing we like about USAA’s car insurance for military members is that the company provides helpful information on joining the military, deployment, transition stations, and leaving the military. Tools included include:
These materials show that USAA has a qualified staff that can help members of the military in different situations, which is one of the reasons why it has been named the car insurance company. better for veterans. Of course, USAA’s product offerings extend beyond the realm of transportation and include financial planning, renters insurance, investments, life insurance, mortgage services, and more. Corporate life insurance options, in particular, include specialized options for service members.
To join USAA, you’ll need to provide your basic contact information and details about your or a family member’s military service. If you have a family member who already owns a USAA car or home plan, you are also eligible for coverage.
While Geico doesn’t offer that high of a discount when it comes to activation, the company gives you a 15-percent discount for activation. You can get this discount as long as you have coverage with Geico, which is great. Overall, Geico tends to be a bit more expensive than USAA, but the military discount can definitely help with that, which is why it’s a top choice for car insurance for veterans.
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Geico wrote over $37 billion in profits in 2021 according to the National Association of Insurance Commissioners. Compared to other companies in the industry, it is the second largest car insurer in the US. Geico also has a financial strength rating of A++ from AM Best, which means that it has full power to manage your assets.
The only downside of Geico car insurance for military and veterans is that the company only gives you a 25-percent discount during deployment. Also, to get that discount, you have to move it to the nearest hazard pay zone or keep your vehicle under an approved storage plan.
If you deploy elsewhere, you won’t be able to get that discount unless you can keep your vehicle. You also have the option to reduce your policy so that you don’t have a break in the insurance coverage.
The last discount is something to keep in mind, as many veterans continue to work for the federal government. If you do, you can take advantage of both the military discount and the federal employee discount.
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Geico also did well in the JD Auto Power Call Satisfaction Study. According to the survey, most customers have good experiences when filing a claim with Geico. The average time to close a claim in 2019 is 13 days, but Geico customers may experience shorter times. Customer satisfaction with the Geico shopping experience is not high enough – participants in the 2022 JD Power Recommended Shopping Study rated it as average.
Liberty Mutual car insurance for military members with a military discount that applies to active, retired, or reserved U.S. military personnel. One amazing money-saving feature that all Liberty Mutual customers have access to is RightTrack
When it comes to the best car insurance for veterans and military families, it’s important to choose a provider you can trust. Liberty Mutual is accredited and maintains an A+ rating from the BBB. This is a positive indication that customers are very satisfied with their interactions with the company. AM Best rates Liberty Mutual financial strength A, which means Liberty Mutual has the financial strength to pay customer claims.
Similar to USAA, Armed Forces Insurance only provides car insurance for members of the military (active and retired). When you get an AFI car insurance policy, it covers you, your spouse, your children, and other family members who live at the same address, as well as licensed drivers who have permission to drive your car. In addition to active, retired, and retired military personnel, civilians who serve in the military may also be eligible for Armed Forces Insurance.
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AFI has been serving military auto insurance policies since 1887. Today, Military Insurance is available in all 50 states. In addition to some of the best auto insurance for veterans and military members, AFI offers in homeowners insurance, renters insurance, and motorcycle insurance.
As far as car insurance for military families, AFI guidelines provide standard car insurance options for customers. All AFI car insurance policies come with emergency lane assistance that provides towing services if your car is disabled on the side of the road due to a breakdown and rental compensation you pay for rental car services if your car be in the shop for covered accident- related repairs.
Armed Forces Insurance has maintained a good company standing with a B+ overall Financial Strength rating from AM Best and A+ from BBB. Together, these scores represent AFI’s ability to satisfy customer demands and customer satisfaction with interactions with AFI.
The biggest benefits to Esurance car insurance for military personnel are the unique ways the company helps active military members.
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Esurance does not offer a specific military relationship discount. However, active duty military personnel have the opportunity to cancel and reinstate their auto insurance coverage when they are deployed without experiencing coverage lapses. Declines in your car insurance can lead to higher premiums and more problems getting coverage on the road.
Esurance has excellent reviews from industry experts, including an A+ financial strength rating from AM Best. Esurance also provides insurance coverage for unique recreational vehicles such as golf carts, motorcycles, classic cars, ATVs, boats, snowmobiles, trailers, and scooters.
When it comes to the best car insurance for veterans and active members of the Armed Forces, one big thing to consider is military discounts. There is a number of the company that is given to the owner